Texas Payday Lending Laws Designed to Protect Consumers

Texas payday lending laws have come about as a result of numerous complaints and lawsuits filed against allegedly illegal behavior on the part of payday lenders. Although payday lenders may seem to provide an important service for people who are in need of financial assistance as soon as possible, these payday lenders do not have…

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Unfair Debt Collection Practices Lead to $5M Fine

The Consumer Financial Protection Bureau often takes action after consumers report unfair debt collection practices that violate the law. Unfair debt collection practices can put consumers at a disadvantage if they do not realize the types of violations that can occur and the recourse they have available to them. Consumers who experience unfair debt collection…

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Student Loan Scam Ends in $27M FTC Settlement

The Federal Trade Commission reached two separate settlements totaling near $27 million with a law firm and a student debt relief company who were accused of participating in a student loan scam. According to the student loan scam settlement, both the law firm and the student debt relief company promised to eliminate or reduce student…

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What Consumers Should Know About Credit Repair

If you have been curious about how to improve your credit for the future, there’s a good chance that this is why you’ve started to search credit repair. A 2013 study from the Federal Trade Commission identified that at least five percent of consumers have one or more errors on their current credit report. Unfortunately, these…

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Debt Collector Abuse Complaints Get Senators’ Attention

New senators are concerned about private debt collector abuse linked to the IRS. Debt collector abuse can take many different forms and it can also allow consumers who have been negatively affected to pursue legal action. Four Democrats in the United States Senate have already drafted a letter to the companies who were hired by…

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How to Respond to a Debt Collector Lawsuit

A debt collector lawsuit can bring many feelings of anxiety and fear for a person who has been served. Being hit with a debt collection lawsuit should prompt you to take appropriate action to protect yourself as soon as possible. There are a number of different steps that you can undertake early in the process…

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What Consumers Should Know About Lender Liability

As a result of many prominent stories and complaints from consumers, lender liability is a broadly accepted form of consumer protection. The basic premise of lender liability is that lenders must treat their borrowers fairly. Many consumers have had to file lawsuits against lenders due to allegedly unfair practices. Not only does this hold lenders…

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Consolidated Communications Target of Numerous Slow Internet Complaints

Consolidated Communications is facing numerous complaints from consumers who say their service is horrible despite the company’s advertisement that they offer high internet speeds. This is currently under investigation to identify whether or not Consolidated Communications is violating any state or federal laws. Internet providers have increasingly come under fire for failing to deliver on their advertised…

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CDC Study Says Asbestos Still Causing Mesothelioma Deaths

A study recently released by the U.S. Center for Disease Control and Prevention (CDC) found that even though numerous regulations have been passed to limit exposure to asbestos, people are still dying from malignant mesothelioma associated with exposure to the fire retardant material. Regulations were implemented by the Occupational Safety and Health Administration in 1971…

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