Nobody wants to deal with the consequences of a terrible car accident. A crash can have a range of bad outcomes, including large hospital bills, outrageous vehicle repair costs, and injuries that could affect you for the rest of your life. The physical pain from injuries sustained during the accident is added on top of the emotional stress and anxiety of all the money owed. If you’ve been in a car accident, an experienced car accident lawyer in The Lakes can provide advice about your case.. From negotiating with your insurance company to filing a lawsuit on your behalf, we can make sure you’re compensated for what you’ve been through.
When you work with us, you can focus on your healing and getting your life back to where it was. We’ll handle everything else.
We treat our clients the same way that we treat our family. We fight for you the same way that we would fight for a sibling or parent. We want you to have the best possible legal advice and the best representation should things go to court or any other venue where you need our help. We push for the highest possible settlement amount to make sure your medical bills are taken care of and to make sure that damaged property and missed wages are properly compensated. And we’ll push back against insurance companies that are trying to not give you what you’re owed.
Your insurance company has its own team of attorneys that is trying its hardest to make sure that you’ve paid the least amount possible. Insurance adjusters scour your contract, searching for loopholes and scenarios that they can point to in order to not pay you. That’s a job these insurance companies perform every day, and it’s not easy to go up against them alone. We’ll do everything in power to make sure that you receive full compensation for the accident as well as subsequent losses and medical bills. Contact our injury law firm today!
Table of Contents
- 1 What Information Should I Gather After an Accident?
- 2 How Much Car Insurance Do I Need in The State of Nevada?
- 3 Do I Need to Have a Copy of The Police Report When Filing an Insurance Claim?
- 4 What If the Accident Occurred Because Of Defective Car Components or Mechanical Failure?
- 5 What Damages Can I Pursue After an Accident?
- 6 Speak with a Car Accident Lawyer in The Lakes Today!
What Information Should I Gather After an Accident?
To make the process of filing your compensation claim easier, you should gather the following information:
- The name of the other driver, their physical address, phone number and any other contact information you can get
- The names and contact information of all passengers in the vehicles involved in the accident as well as other people who witnessed the accident
- The license number of the other driver involved in the accident
- The insurance details of the other driver including the name of their insurance company, phone number for the insurance company and the driver’s insurance policy number
- The year, model and make of the other vehicle
- The license number of the other vehicle
- The Vehicle Identification Number (VIN) for the other vehicle
After you have collected this information, you can then go to your residence and finish filling an accident report. You should also fill out an SR-1 form for insurance purposes. As soon as you are done filling the form, contact your insurance company and inform them that you were involved in an accident.
How Much Car Insurance Do I Need in The State of Nevada?
In the state of Nevada, the law mandates that any registered car must have liability insurance even if the owner does not drive the vehicle. This law applies to any type of motorized vehicle including trucks, SUVs, and cars.
The law stipulates a minimum insurance cover of $25,000 for bodily injuries sustained in an accident by a single person, $50,000 cover for bodily injuries sustained in an accident by two or more people and $20,000 to cover for any property damage in an accident. Remember that this is the minimum insurance cover you require in the state. Experts advise that you have more insurance coverage.
It is better to get a higher coverage limits because if you are relying on the minimum coverage and you happen to be involved in a serious accident that results in major injuries, you may not be able to afford treatment costs. For example, imagine you are involved in an accident while you have a minimum cover of $25,000 and the other driver has a cover of $50,000. Unfortunately, you sustain serious injuries in the accident and accrue medical bills totaling to $100,000. On filing a compensation claim, you will only receive $25,000 from the insurance company covering the other driver and $25,000 from your insurance company. This amount will not be sufficient to cover your medical expenses.
To fully protect yourself in case of an accident, it is best that you purchase an insurance policy for uninsured or under-insured drivers.. Statistics indicate that between 10%-15% of drivers usually opt to take out the minimum insurance cover which is insufficient. If you have a policy for uninsured or under-insured drivers and you accrue medical bills that are more than the insurance cover for the other driver, your insurance company can pay for the remaining medical expenses.
Do I Need to Have a Copy of The Police Report When Filing an Insurance Claim?
If you are involved in an accident, it is important that you file a claim with your insurer immediately. If you do not file a claim, you may not be able to seek compensation. When filing a claim with your insurance company, you should provide as much evidence as you can. You are more likely to get your to claim approved if you can provide supporting evidence. Though it is not necessary to have a police report when filing an insurance claim, failure to attach the report can make your insurer doubt the validity of your claim. Without a police report, your insurer may even doubt whether the accident occurred in the first place.
Even if your insurance company thinks you have a valid claim, they may not be able to give you a settlement offer if you cannot provide sufficient supporting evidence. Police reports usually contain important documented evidence on accidents such as the at-fault party, the time and location of the accident, the injuries you sustained and the level of the property of damage at the accident scene.
What If the Accident Occurred Because Of Defective Car Components or Mechanical Failure?
If you sustain injuries in an accident because your car or the vehicle of the other driver had defective parts, you may be able to seek compensation from the manufacturer of the car parts. For example, there are instances when a person sustains injuries because of the impact of deploying airbags.. The force of the deploying airbags can send flying shrapnel to passengers and cause injuries.
There are some instances when faulty car parts cause accidents.. For example, brakes can fail, the accelerator can stick or the ignition can disengage while the car is in motion. In such instances, the manufacturer of the faulty parts is usually responsible for the accident even if they had recalled the parts or vehicles with faulty parts. To determine if you sustained injuries because of faulty car parts, talk to our attorneys. If you were injured because of defective parts, our lawyers can help you in getting compensation.
What Damages Can I Pursue After an Accident?
Many car accident victims do not claim all the damages that they should after an accident. Damages can be classified into different categories. The main damage categories are non-economic damages and economic damages.
As the name suggests, economic damages usually entail financial loss. Some examples of economic damages include:
- Lost earnings
- Medical expenses
- Loss of future earnings
- Repair costs for damaged property
These damages are issues that arise after an accident whose monetary value cannot be established. Some examples of non-economic damages include:
- Suffering and emotional distress
- Scarring and disfigurement
- Loss of consortium
- Loss of the ability to enjoy a normal life
Calculating the compensation due because of non-economic damages can be a daunting task. However, with the guidance of a proficient attorney, you can be able to calculate the total compensation due to you for both economic and non-economic damages. In Nevada, you can also pursue punitive damages. Punitive damages are usually levied to punish drivers for purposely reckless and malicious behavior.
Speak with a Car Accident Lawyer in The Lakes Today!
If you’ve been involved in a car crash in The Lakes or the greater Nevada area, you should call McDonald Worley today to begin the process of getting compensated. You can contact us by phone or you can fill out the online contact form. We are passionate about serving our clients and will devote all of our energy to making sure you get the money you deserve. Remember: If you are a client for our law firm, we consider you family, and we won’t stop fighting for your benefit.
We can get your compensation claim started immediately. Just call today!