The aftermath of a Texas car wreck can leave you feeling whiplashed – physically and emotionally. You’re dealing with injuries, car repairs, insurance paperwork, and a rollercoaster of uncertainty. But amid the chaos, understanding your legal rights is crucial. McDonald Worley walks you through the complexities of car wreck laws in Houston, empowering you to navigate this challenging time with clarity and confidence.
Car Wreck Laws in Houston
Car accidents in Texas bring forth a maze of legal considerations. To effectively comprehend and maneuver through these laws, it’s essential to look deeper into several key aspects:
1. Fault System
Texas operates under a “fault” or “tort” system regarding car accidents. This means the person responsible for causing the accident is typically liable for damages. Based on investigations, insurance companies determine fault percentages, influencing the distribution of compensation.
2. Statute of Limitations
Texas has a statute of limitations, which is a time limit for filing a claim after a car crash. In general, people usually have a two-year window from the crash date to initiate a personal injury claim, while property damage claims may have a timeframe of up to five years to be filed.
3. Comparative Negligence
Texas follows a modified comparative negligence rule. Your compensation may be reduced proportionately if you’re partially at fault for the accident. However, if you’ve found 51% or more at fault, you might not be eligible for compensation.
4. Mandatory Insurance Requirements
Texas mandates that drivers carry a minimum level of liability insurance. The minimal coverage comprises $30,000 for bodily injury per individual, $60,000 for bodily injury sustained from an accident involving multiple people, and $25,000 for any property damage.
5. No-Fault Insurance
Unlike some states, Texas is not a no-fault state. In accidents, the responsible driver’s insurance usually covers damages for all involved parties, and injured individuals can choose to file an insurance claim directly with the at-fault driver’s insurer.
What to Do in the Aftermath of a Car Wreck Accident in Houston
Experiencing a car wreck can be overwhelming, but taking certain steps in the aftermath is crucial to safeguard yourself legally and ensure your safety in Texas:
1. Prioritize Safety: Ensure safety first. Move to a safe location if possible and turn on hazard lights. Inspect for injuries and promptly seek medical assistance for anyone who has been harmed.
2. Contact Law Enforcement: Report the accident to the police. Even in minor accidents, having an official police report is invaluable for claiming insurance and legal proceedings.
3. Exchange Information: Exchange contact, insurance, and vehicle details with the other driver(s) involved. Collect names, addresses, phone numbers, license plate numbers, insurance information, and details of any witnesses.
4. Record the Scene: Capture photographs or videos of the accident site, encompassing the damage to vehicles, the state of the road, and any pertinent signage present. These can serve as crucial evidence later.
5. Avoid Admitting Fault: Refrain from discussing blame or making statements that could suggest accountability for the accident. Stick to factual details when speaking to the police or other parties involved.
6. Get Medical Attention: Even if you don’t think you are injured, seek medical evaluation promptly. Some injuries might not manifest immediately, and getting checked by a healthcare professional is essential for your well-being. Keep records of medical visits and expenses.
7. Notify Your Insurance Company: Inform your insurance provider about the accident immediately. Be factual and provide necessary information, but refrain from admitting fault.
8. Preserve Evidence: Keep all accident records, including medical bills, repair estimates, correspondence with the insurance company, and any other relevant documentation.
9. Consult with a Car Wreck Lawyer: Consider seeking legal advice from an experienced car wreck laws in Houston, especially if there are injuries or significant property damage. A car wreck laws in Houston can assist you throughout the legal proceedings, safeguard your rights, and aid in pursuing equitable compensation for your damages.
Adhering to these steps after a car wreck in Texas can have a considerable impact on the result of insurance claims and possible legal actions. Act prudently, ensuring your safety while safeguarding your legal rights after a car crash is crucial.
Get Legal Aid From Our Car Wreck Lawyer in Houston
Navigating the aftermath of a car wreck in Texas demands swift action and careful attention to detail. Partnering with a trusted car wreck lawyer like McDonald Worley Law Firm ensures you have expert support, guiding you through the legal complexities and advocating for your best interests in seeking fair compensation and resolution.