If you have ever been in a car accident, then you know that it is no picnic. It is a stressful and scary time, and you will be put through a lot. If you have been injured or there is property damage, it will be even worse. After you have completed all the necessary steps, including getting the medical attention that you need, you will be wondering, “Who do I sue after the accident?” Will you go after the driver or the insurance company? When the accident happens, you will have the insurer’s information. If you want to file a lawsuit, you may need to have this information to help you with the situation that you are in. A San Pedro personal injury lawyer at McDonald Worley can help you determine liability, so that you know who to go after.
You Want to Determine Liability
It is important to find out who is at fault in the accident. You should enlist the help of a good lawyer so that you are able to find out the cause of the accident and how much you will be entitled to when you file your lawsuit. A lawsuit usually means that the driver of the other car was negligent in some way. Each state is different when it comes to the law and the level of negligence. It may be a contributory, comparative, or modified comparative negligence model. California uses comparative negligence for car accidents. This will make more sense after your lawyer takes a look at what happened because they will know the laws for your state.
The Other Driver’s Insurance Company
You will also need to find out if the other driver has insurance and if the coverage is sufficient to cover all of your injuries. Your San Pedro injury lawyer needs to get involved at this point because insurance companies will not want to pay. In no-fault states, they still have to make coverage, but that doesn’t always work. Your lawyer needs to have it out with the insurance company on what will be covered. If this still doesn’t work, then it might be time that you sue the other driver.
Suing the Driver That Is at Fault
If the other driver does not have insurance, you can sue the driver personally, or you can make a claim with your own insurance company under uninsured motorist benefits. This can not exceed your original coverage. If you have $150,000 in coverage, you have up to $150,000 in uninsured benefits. If you can’t get anywhere with the insurance company, then you will want to file a lawsuit against the driver. It is your right to do so. You can sue for personal injuries and even pre-existing ones that were aggravated by the crash. You are not suing the insurance company, but you are suing the driver.
Get Legal Help From a San Pedro Injury Lawyer
Meet with an experienced lawyer so that you understand what you have to do in order to get the money that you deserve. It will make all the difference in the world because you need the guidance and the knowledge of a practiced attorney in the field. You can’t possibly know all of the laws that you must abide by in your state when it comes to a car accident where there have been injuries sustained. Make sure that you are getting the proper information by hiring a good San Pedro injury lawyer that will be there for you when you need them.
When you are discussing the information with your lawyer, you want to be as honest as possible. Make sure that you have all of your medical information. If there were witnesses to the accident, make sure that you give them their name and phone number so that they can be contacted to appear in court if need be. This all matters. If you have pictures of the accident, by all means, show this to your lawyer also. This all will come in handy when you are filing a lawsuit. Make sure that you are clear and concise on what happened – as best as you can remember. You want to have all the details written down so that you are able to file the lawsuit as soon as possible.
Our personal injury law office in San Pedro is here for you 24/7, and we will take your call. If you have been injured in a car accident in the state of California, call McDonald Worley today so that we can assist you right away. You will find that we are experienced at what we do, and you will owe us nothing unless we win your case for you. Call us today so that you can find out what you can do because we know that a car accident is frightening enough, and injuries make it even worse. We feel for you, and we want you to win your case. It will be our pleasure to go up against them in a court of law to get you the money that you deserve.