{"id":32866,"date":"2020-05-21T08:00:13","date_gmt":"2020-05-21T14:00:13","guid":{"rendered":"https:\/\/mcdonaldworley.com\/?post_type=faq&p=32866"},"modified":"2023-01-30T10:48:34","modified_gmt":"2023-01-30T15:48:34","slug":"how-do-you-file-a-claim-insurance-company","status":"publish","type":"faq-article","link":"https:\/\/mcdonaldworley.com\/es\/faq\/how-do-you-file-a-claim-insurance-company\/","title":{"rendered":"How Do You File A Claim With The Insurance Company?"},"content":{"rendered":"

It\u2019s a long and complicated process, okay, actually it\u2019s only a few steps, but it\u2019s not painless. Filing a claim with an insurance company can be as simple as calling them. After that, it becomes exceptionally complicated. When you go to file a claim on your own, you need to exercise caution.<\/p>\n

Starting a claim through any platform requires that you not make any statement that could make it seem like you\u2019re at fault. Additionally, you\u2019ll want to ensure that you explain everything precisely as it happened. Overall, it\u2019s complicated. Many people don\u2019t remember exactly how the crash occurred, but your insurance company expects you to.<\/p>\n

While you can file a claim with the insurance company on your own, sometimes it can be easier to let a professional handle it. Las Vegas car wreck attorneys<\/a> have experience dealing with insurance companies, and can help you receive fair compensation.<\/p>\n

Nevada Claim Requirements<\/h2>\n

Nevada requires that all car insurance claims be made immediately except when certain conditions occur. However, the restrictions for the state explicitly give injured people a year to file. That often means that people need to file with their insurance right away and can decide to take action against the other driver within the following 12 months<\/a>.<\/p>\n

To start your claim, you must call and report the accident to your insurance provider. This is not the same as initiating your claim. You can call your insurance and say, \u201cI\u2019m reporting an accident. The crash happened on x street and x street, it involved my vehicle.\u201d<\/p>\n

Do You Have the Right Insurance?<\/h2>\n

The big questions that people ask before filing a claim are whether they have the right coverage<\/a> or not. Many people that choose the cheapest option believe that when they get in a crash, they can\u2019t get any compensation. Liability insurance only covers the victim in a crash. But for those who are the victims of the crash, you can get compensation.<\/p>\n

What you will need to do is file a claim with your insurance and contact an attorney to file a demand with the at-fault driver. Often this all happens through the person\u2019s insurance provider. Unfortunately, two insurance companies working together on any issue often leads to disaster. Why would either insurance company pay out what they should when they can get away with paying out only a tiny bit?<\/p>\n

How Can You Start Your Claim?<\/h2>\n

So after you call and report your case, you\u2019ll need to make a statement that details the wreck. In your statement, you\u2019re beginning the claim. You\u2019re saying, I was in a crash, and it is that person\u2019s fault. Then you will need to craft a demand letter. Many people skip this because they don\u2019t realize they have a right to make a demand. You do.<\/p>\n

Your statement serves to give a full account of who was doing what at the time of the crash. The demand letter takes on a very different purpose. In your demand letter, you\u2019ll want to evaluate exactly how much the crash cost you in damages.<\/p>\n

Those damages will include all property damage, even your phone, that was lost in the wreck. Then you\u2019ll include medical bills and debts. Finally, you\u2019ll include lost time at work and non-economic damages such as the loss of enjoyment of your hobbies.<\/p>\n

Your Statement<\/h2>\n

Your statement is technically the beginning of your claim, but it can also quickly lead to the end of it. If you include things such as, \u201cI slammed on my brakes,\u201d then it may imply you were following too closely or were partially at fault. You may have slammed on your brakes, but using the charged word \u201cslammed\u201d makes it seem as though you did it because you had to. Often, we slam on our brakes out of the knee-jerk reaction, not because we didn\u2019t have time to stop.<\/p>\n

When writing your statement, you need to present facts, not emotion. Give details as plainly as possible so that people can evaluate the crash, not how you felt about it. You might say, \u201cI began to stop, and that\u2019s is when the car behind me collided with my back bumper.\u201d It\u2019s factual, it\u2019s plain, and it\u2019s true.<\/p>\n

Contacting a Nevada Car Accident Attorney to Help File a Claim<\/h2>\n

Contacting an attorney often isn\u2019t listed as one of the steps for filing a claim because, in theory, you could do it alone. Many people do file claims without the help of an attorney. Those claims are the reason why people feel so cheated by insurance companies. They file their claim and then weeks or even months later receive a check for much less than they were expecting.<\/p>\n

You don\u2019t have to be one of those people that have to struggle to recover financially. Instead, take control of the negotiations and get to work toward getting the full compensation. Contact our Las Vegas car wreck law firm<\/a> today.<\/p>\n","protected":false},"featured_media":32867,"template":"","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}}},"practice-area":[578],"class_list":["post-32866","faq-article","type-faq-article","status-publish","has-post-thumbnail","hentry","practice-area-car-accident"],"acf":[],"_links":{"self":[{"href":"https:\/\/mcdonaldworley.com\/es\/wp-json\/wp\/v2\/faq-article\/32866","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mcdonaldworley.com\/es\/wp-json\/wp\/v2\/faq-article"}],"about":[{"href":"https:\/\/mcdonaldworley.com\/es\/wp-json\/wp\/v2\/types\/faq-article"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mcdonaldworley.com\/es\/wp-json\/wp\/v2\/media\/32867"}],"wp:attachment":[{"href":"https:\/\/mcdonaldworley.com\/es\/wp-json\/wp\/v2\/media?parent=32866"}],"wp:term":[{"taxonomy":"practice-area","embeddable":true,"href":"https:\/\/mcdonaldworley.com\/es\/wp-json\/wp\/v2\/practice-area?post=32866"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}